Services

Bookkeeping, tax, payroll, and consulting — built for California small businesses.

Coordinated, friendly financial services that keep individuals and small businesses across California organized, compliant, and confident — all from one trusted team.

01

Individual Tax Preparation

Accurate, friendly filing — even for more complex situations.

Coordinated personal tax preparation handled by a real person who explains things clearly — including multi-state, investment, and self-employment situations.

  • Federal and California personal returns
  • Multi-state filing as needed
  • Investment, rental, and crypto reporting
  • Self-employment & Schedule C support
  • Prior-year amendments where helpful
  • Secure document portal & e-signature
02

Business Tax Preparation

Coordinated filings for California small businesses.

Business tax filing for sole proprietors, LLCs, partnerships, S-corporations, and California small businesses — coordinated with your individual return for fewer surprises.

  • Schedule C, 1065, 1120-S preparation
  • California state filings & franchise tax
  • Owner / individual return coordination
  • Estimated tax calculations
  • Depreciation & fixed asset tracking
  • Year-end planning meeting
03

Tax Planning

Proactive year-round strategy, not an April scramble.

Mid-year and Q4 planning sessions so you know what to expect — and what to do about it — well before tax deadlines hit.

  • Mid-year and year-end planning meetings
  • Entity & owner compensation strategy
  • Retirement contribution planning
  • Estimated tax projections
  • Major decision tax-impact reviews
  • California-specific planning
04

Bookkeeping

Clean books and clear reports, every month.

Stay current and organized with accurate monthly bookkeeping and reports you can actually use to make decisions.

  • Monthly transaction categorization
  • Bank & credit card reconciliation
  • Monthly P&L and balance sheet
  • Cloud accounting setup & cleanup
  • 1099 preparation & filing
  • Year-end coordination with tax prep
05

Payroll Services

Pay your team correctly and on time — without the headache.

Reliable payroll for your employees and contractors, with the filings and year-end forms handled for you.

  • Bi-weekly or semi-monthly runs
  • Direct deposit & paystubs
  • Federal, state & local payroll tax filings
  • New hire reporting
  • Year-end W-2 and 1099 forms
  • California EDD coordination
06

IRS & FTB Notice Support

Don't panic. We read it, explain it, and help you respond.

Calm, knowledgeable support when an IRS or California Franchise Tax Board notice arrives. We translate it into plain English and help you handle it the right way.

  • Notice review & plain-English explanation
  • Response drafting & filing
  • IRS & California FTB correspondence
  • Penalty abatement requests
  • Installment plan setup where appropriate
  • Ongoing follow-up to closure
07

Business Consulting

Practical guidance to help you make smarter decisions.

Year-round support for the real decisions in front of you — pricing, hiring, entity structure, cash flow, and growth — explained in plain English.

  • Entity structure & owner pay reviews
  • Pricing & profitability conversations
  • Cash flow & runway visibility
  • Hiring & growth planning
  • Decision-by-decision check-ins
  • On-call support for what comes up
How we work

Friendly experts. Clear pricing. Year-round support.

Blooming Financial is built around relationships. You'll work with a real person who remembers your situation, responds quickly, and explains things in plain English. Our pricing is transparent and affordable, and we're here all year — not just in April.

The best fit is California business owners and individuals who want one supportive partner for their bookkeeping, payroll, and tax needs. If that sounds like you, the free consultation is the easiest place to start.

Next step

Not sure which service fits? Start with a free consultation.

A short, no-pressure conversation is the easiest way to figure out what you actually need — and how Blooming Financial can help.